The Centre made the announcement right now (Representational)
New Delhi:
The Union authorities has authorised well being protection to everybody who’s 70 and above underneath the nationwide insurance coverage scheme Ayushman Bharat.
The Union Cupboard, chaired by Prime Minister Narendra Modi, in an announcement mentioned the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) will profit 4.5 crore households with six crore senior residents. The free cowl is value Rs 5 lakh and will likely be on a household foundation.
“With this approval, all senior residents of the age 70 years and above regardless of their socio- financial standing can be eligible to avail the advantages of AB PM-JAY. The eligible senior residents can be issued a brand new distinct card underneath AB PM-JAY,” the federal government mentioned within the assertion.
Senior residents of the age 70 years and above belonging to households already lined underneath AB PM-JAY will get an extra top-up cowl as much as Rs 5 lakh per 12 months for themselves (which they don’t have to share with different family members who’re under the age of 70 years), the federal government mentioned.
Senior residents above 70 who’re already getting advantages of different public medical health insurance schemes akin to Central Authorities Well being Scheme (CGHS), Ex-Servicemen Contributory Well being Scheme (ECHS), and Ayushman Central Armed Police Power (CAPF) might both select their present scheme or go for AB PMJAY.
Joined Ganesh Puja on the residence of CJI, Justice DY Chandrachud Ji.
Could Bhagwan Shri Ganesh bless us all with happiness, prosperity and fantastic well being. pic.twitter.com/dfWlR7elky
— Narendra Modi (@narendramodi) September 11, 2024
It has been clarified that senior residents of 70 years and above who’re underneath personal medical health insurance insurance policies or Workers’ State Insurance coverage Scheme will likely be eligible to avail advantages underneath AB PM-JAY.
The AB PM-JAY is the world’s largest publicly funded well being assurance scheme which gives well being cowl of Rs 5 lakh per household per 12 months for secondary and tertiary care hospitalisation to 55 crore folks, akin to 12.34 crore households.
All members of eligible households regardless of age are lined underneath the scheme. The scheme has lined 7.37 crore hospital admissions together with 49 per cent girls beneficiaries. The general public has benefited to the extent of over Rs 1 lakh crore underneath the scheme, the federal government mentioned.
The enlargement of canopy to senior residents of 70 and above was introduced by PM Modi in April.
The federal government mentioned the AB PM-JAY scheme has seen steady enlargement of the beneficiary base. Initially, 10.74 crore poor and weak households comprising the underside 40 per cent of India’s inhabitants had been lined underneath the scheme.
Later, the federal government in January 2022 revised the beneficiary base underneath AB PM-JAY from 10.74 crore to 12 crore households contemplating India’s decadal inhabitants progress of 11.7 per cent over 2011 inhabitants.
The scheme was additional expanded to cowl 37 lakh ASHAs/AWWs/AWHs working throughout the nation and their households free of charge healthcare advantages. Taking the mission forward, AB PM-JAY would now present free healthcare protection of Rs 5 lakh to all residents of the age-group of 70 years and above throughout the nation.