Inside the subsequent month or two many autónomos in Spain will obtain notifications asking them to pay additional social safety that they owe. Here is what it’s essential to know, from the explanation why to how it’s best to pay.
Why do I’ve to pay extra social safety once I already pay each month?
In 2023, the Spanish authorities modified the system for autónomos or self-employed in order that they might start pay social safety based mostly on actual earnings somewhat than a flat payment for everybody.
As a substitute of there being a set fee of €294, the payment now goes down progressively to €200 a month for decrease earners and progressively larger – as much as €590 a month – for larger earners.
Spain’s Ministry of Employment and Social Safety adjustments the charges for every group of earners yearly till these ranges are reached.
READ ALSO: Third of Spain’s self-employed to pay €1,000+ extra in social safety
Primarily it meant that these incomes beneath €1,300 would pay lower than €294, these incomes between €1,300 and €1,700 would pay the identical, whereas anybody incomes over €1,700 would pay extra.
With the intention to work out who must be paying what quantity, the federal government created a desk of 15 totally different ranges and autónomos needed to say which degree they had been on, based mostly on their predicted earnings.
This degree may very well be modified as much as six instances per yr relying on what you thought you’d make.
However, right here’s the place it began to get sophisticated, many autónomos didn’t change their earnings degree, both as a result of they had been confused in regards to the new system, they had been fearful about overpaying, or they merely didn’t understand how a lot they might earn in any given month and so couldn’t predict their degree precisely.
Subsequently many self-employed ended up paying the improper quantities all through 2023 and 2024.
Commercial
On the finish of final yr the Spanish Affiliation of Self-Employed Staff (ATA) calculated that between 25 and 30 p.c of self-employed individuals in Spain hadn’t been paying the correct quantity of social safety for the reason that new system got here into power.
In line with them, solely 20 p.c of self-employed modified their contribution base in 2023 when the brand new system was launched.
Because of this, over the previous few months the authorities have been going by means of everybody’s annual earnings return or Declaración de Renta and their enterprise bills to see what quantity of social safety they need to have been paying and the way a lot they owe or are owed.
Some individuals have obtained their social safety payments already whereas others are simply receiving them now in April 2025.
It’s estimated that 900,000 self-employed staff in Spain will obtain this invoice through the spring of 2025.
Commercial
How will I obtain my invoice?
To begin with you’ll obtain an e-mail from Social Safety informing you that you’ve a message. You’ll have 10 days during which to entry this message. It’s necessary you learn it inside this time as you would incur fines should you don’t as a result of they assume that you simply’ve refused the invoice.
Click on on the hyperlink within the e-mail after which click on on ‘Obtener Accesso’ or Get hold of Entry. With the intention to do that you’ll need your digital certificates.
Entry all areas: find out how to get a digital certificates in Spain to help on-line processes
Subsequent, you’ll have to signal or firmar to obtain your notification. You will have to do that with this system Auto Firma and will must obtain it should you don’t have it. You are able to do this right here.
After you have performed this you possibly can lastly see your social safety invoice.
How a lot will I’ve to pay?
The quantity solely is dependent upon how a lot you earned, so there may be not set quantity, will probably be totally different for everybody.
ATA estimates that the common payment most will vary between €1,000 and €1,200 a yr. That’s between €83 and €100 additional that they need to have been paying per 30 days.
Commercial
How do I pay the invoice?
The primary 4 pages of the notification you obtain is info on the brand new social safety system and why you owe cash or are due a refund.
Scroll all the way down to web page 5 to see how a lot you could pay or how a lot they’re on account of pay you.
One necessary level to notice is that in contrast to the common social safety funds which might be mechanically deducted out of your checking account every month, these ones received’t be, so you could ensure you pay them.
You may have till the tip of the month after the one during which you obtain your invoice to pay it, so for instance, should you obtain your invoice in April, you might have till the tip of Could to pay.
There are directions on the letter of find out how to pay. You’ll be able to both do that on-line by way of the social safety web site and put in your card particulars, or you possibly can simply pay by way of financial institution switch. The IBAN particulars are on the letter. Bear in mind, should you select to pay by way of financial institution switch you could put in your distinctive reference quantity on the letter into the idea subject to allow them to establish that the cost is from you.
In the event you don’t pay within the allotted time, they will effective you an additional 20 p.c of the invoice, so it’s necessary to pay as quickly as potential.
Commercial
How do I deduct this invoice from my earnings?
Usually you possibly can deduct your social safety payments out of your earnings every quarter, however should you needed to pay extra for 2023, this is not going to have been included in any of your tax returns for that yr.
Fortunately, you’ll not have to change your yearly tax declaration for 2023 or current an additional one.
You’ll be able to deduct this quantity out of your annual tax return or declaración de la renta for this yr – so which means while you fill it out in 2026. The present declaración de la renta is for 2024 earnings solely, so that you received’t but understand how a lot additional social safety you could pay for that yr, if any.